Banking and Finance

We represent lenders, borrowers and financial services providers in commercial lending and structured finance matters — delivering practical, risk-aware solutions for financing, transactions and workout scenarios.

Practice highlights:

Loan documentation: term loans, revolvers, asset-based lending, unitranche and mezzanine facilities.
Real estate & construction finance: acquisition, construction, permanent loans and loan servicing issues.
Syndicated and leveraged finance: agent and participant documentation, intercreditor agreements and covenant negotiation.
Finance for M&A: debt financing, bridge facilities, purchase-price financing and lender protections.
Debt restructurings & workouts: forbearance agreements, renegotiations, distressed debt solutions and debtor/creditor negotiations.
Enforcement & foreclosure: remedies, collateral enforcement, workouts, and litigation.
Security interests & collateral management: perfection, priority disputes, UCC filings and cross-border collateral arrangements.

We Serve:

Banks and regional lenders • Credit funds and institutional investors • Private lenders • Borrowers and sponsors • Loan servicers, trustees and investors

BANKING AND FINANCE

Why Choose Cushing, Morris, Armbruster & Montgomery, LLP?

Transactional depth and lender/borrower perspective: experienced representation across origination, servicing and enforcement.
Practical risk management: documentation and structuring that balance commercial needs with enforceability and regulatory compliance.
Responsive deal execution and crisis support: clear timelines, coordinated closings and decisive guidance in workouts or insolvency events.